Pitfalls of Negotiating Personal Injury Settlements on Your Own

Published June 3, 2014

Injury3.jpgIf you’ve been injured in a personal injury accident, you might be under the impression that you can handle the situation on your own without having to seek the help of a qualified personal injury attorney. While handling personal injury settlements on your own is an option, it is not a very good one. Below are a few reasons why.

Insurance Companies Are Not Your Friend

Even though insurance companies offer settlements for personal injury claims, they usually aren’t for the full amount that an individual actually deserves. If you deal with an insurance company before sitting down with an attorney and you make a settlement deal with that insurance company, you’re essentially tying your attorney’s hands as to the total amount that they can recover for you. While it’s not impossible to get a bigger settlement, you and your attorney will have to work together to gather more evidence to demonstrate that you are legally entitled to a larger settlement.

The Way That Insurance Adjustors Work

Insurance adjustors know just how to play the odds in their favor when it comes to personal injury settlements. Even if you act fast on your claim, they might do everything they can to drag their feet. Time is most certainly of the essence when it comes to personal injury cases, and every day that passes is a day that insurance companies gain the upper hand. While you’re waiting for the insurance company, it’s in your best interest to consult with a reputable attorney who specializes in personal injuries.

Other Factors to Consider

Something else to think about is that your injuries might be more serious than they initially appear to be. You might be under the impression that your injuries are minor and don’t require very much medical attention, but you may later find out that your injury is a long term one that demands more attention and money than you initially thought. When you realize this, it might already be too late to collect more from the insurance agent.

Do yourself, your nerves and your finances a favor and let an experienced attorney handle your settlements for you. To schedule a free case consultation with a personal injury lawyer from the McBrayer Law Firm, call 205.588.8070 today.

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